Personal Checking Accounts

Pacific National Bank offers the benefits of unlimited check writing, deposits, and transfers.

Personal Checking

Domestic Customers

• Minimum deposit to open this account is $500
• Minimum average daily balance to avoid monthly maintenance charge is $500 - See Schedule of Charges^{1 2}
• Debits paid in excess of 30 per monthly cycle - See Schedule of Charges²
• Paper Statement per monthly cycle - See Schedule of Charges^{1 2}
• No monthly recurring maintenance charge for Electronic (eStatements), eDocuments, online banking and basic bill pay

International Customers

• Minimum deposit to open this account is $5,000
• Minimum average daily balance to avoid monthly maintenance charge is $5,000 - See Schedule of Charges^{1 2}
• Debits paid in excess of 30 per monthly cycle - See Schedule of Charges²
• Paper Statement per monthly cycle - See Schedule of Charges^{1 2}
• No monthly recurring maintenance charge for Electronic (eStatements), eDocuments, online banking and basic bill pay

Personal Interest Checking

Make the most of your money by choosing our Personal Interest Checking account. Earn interest while enjoying the benefits of a checking account.

Domestic Customers

• Minimum deposit to open this account is $2,500
• Minimum average daily balance to avoid a monthly maintenance charge is $2,500 - See Schedule of Charges^{1 2}
• Minimum average daily balance to obtain the annual percentage yield (APY) disclosed is $2,500. Account fees may reduce earnings.
• Debits paid in excess of 30 per monthly cycle - See Schedule of Charges²
• Paper Statement per monthly cycle - See Schedule of Charges^{1 2}
• No monthly recurring maintenance charge for Electronic (eStatements), eDocuments, online banking and basic bill pay

International Customers

• Minimum deposit to open this account is $7,500
• Minimum average daily balance to avoid a monthly maintenance charge is $7,500 - See Schedule of Charges^{1 2}
• Minimum average daily balance to obtain the annual percentage yield (APY) disclosed is $7,500. Account fees may reduce earnings.
• Debits paid in excess of 30 per monthly cycle - See Schedule of Charges²
• Paper Statement per monthly cycle - See Schedule of Charges^{1 2}
• No monthly recurring maintenance charge for Electronic (eStatements), eDocuments, online banking and basic bill pay

¹ Refer to the Schedule of Charges for disclosures or other fees that may be assessed against these accounts.
² This fee will be disclosed in the periodic account statement as “Maintenance Charge.”